The Flowers Are Blooming

It’s finally feeling like summer has arrived. I love summer, in fact I love all the seasons of Utah. We live in a beautiful State. With this beautiful season comes the beautiful blooms of all the flowers. My front porch is in full bloom and also are my favorite ORANGE flowers blooming in my yard. To some summer is just another season and just another time of season for the OTHER ORANGE flowers blooming around town. The OTHER ORANGE flowers grow like weeds and are sprouting up everywhere. Yes the ORANGE CONES are sprouting even in the middle of the road. Yes it is now road construction season in Utah too.

This year is like pretty much any other in most ways, but it seems a bit worse. We don’t have to worry about ice and snow hampering our way to work, but we do have to wait in a long line to squeeze through one lane. Which season is more frustrating? At least during road construction, we have a guide.

My Orange flowers wont last too long and hopefully either will the OTHER ORANGE flower. This won’t go on forever, of course. Sooner or later, the cold weather will return and the orange cones will wilt like any flower. Remember both will pass as the seasons change. But for now take your time and look at all the beautiful blooms all around us in this GREAT STATE OF UTAH!! Take time to smell the flowers.. the real ones and not the ORANGE CONES!!(In fact avoid the Orange Cone if you can, I believe they are in the POISON IVY family!!)

Making Money On Loan Modifications

There are many distressed home owners out there and by distressed I mean struggling to make mortgage payments. There are also a lot of struggling real estate agents trying to make their mortgage payments. I get at least one email a week outlining how I can get rich by helping home owners with loan modifications.

A loan modification, or loan mod as the spammers or scammers call them are when the borrower can renegotiate the payments with the lender. There isn't any need to pay for help with a loan modification because the borrowers can do it on their own or they can get help for free through a few non profits organizations. If any of you need the information or phone numbers for these, just let me know and I will send them to you. Remember it is FREE help.

As for real estate agents who want to get rich doing "loan mods" please make sure that the program you are getting involved with is legal in Utah, some of the for profit loan modification services are not legal. Different states have different laws and the mortgage and real estate industries are regulated at the local level.
Watch out for the following warning signs:

**Calls offering you buyback or lease-to-own options

**Offers to provide "Walk-Away" services

**Requests for your social security number

**Counseling that requires fees for services

**Offers for quick and easy fixes


From looking at my email I would say that the number of scams out there are at an all time high. Please be careful and if your real estate agent offers to help with a loan modification ask a lot of questions. Like I said I have information and phone numbers I can refer you to if you need help with your loan.

DUCKS LOVE THE RAIN

Well it seems like it has done nothing but RAIN, RAIN, RAIN for the last 2 weeks. I think the only person who enjoys all this rain is a DUCK. This happens to be a Mallard duck, your nature lesson for the day. At least someone is happy about the rain... if it keeps up I might wish I was a duck so I could just swim to go show houses!!